Increase your Approval Percentage

We turn declines into approvals by diagnosing the reason in real time and taking the best next step—auto-correcting bad data, refreshing tokens, enriching with Level II/III data, or invoking 3DS/SCA when needed. Then we smart-route and time retries to the acquirer most likely to say “yes.” Result: fewer false declines and higher approval rates without extra checkout friction.

Let Us Use Your Data To Solve Your Challenges

Let us use your payment data to build an optimization heat map that identifies the best times to rerun declined transactions and convert more of them into approvals.

Optimize Your Auth Rate By Hour, Day, & Month

See exactly when approvals perform best. Our payment analytics show your optimal authorization rates by hour, day of the week, and month, helping you identify the best times to run transactions, retry declines, and improve overall approval performance. With clearer timing insights, you can make smarter payment decisions and capture more revenue.

Get Started

When it comes to payments, support matters. That’s why we don’t hide behind chatbots. Our dedicated team is just a phone call away—ready to answer questions, solve issues, and offer guidance from real experts who know your business.

‪(385) 246-2858

ZAVY

support@zavypay.com

Improve your ChargeBack ratios